【EPF提款教学】不出门也可申请RM500提款！#附上StepbyStep步骤

申请条件

• EPF会员可在1 Apr 2020开始提交申请
• 每个月最多可提款RM500（Account 2），长达12个月
• 55岁以下的马来西亚公民
• 可上网提交或者电邮或者邮寄（3个方法）

申请方法

1. 上网申请（e-Pengeluaran）
   通过i-Akaun可以提交这项申请
2. 通过电邮Email
   通过Email表格（表格下载链接）到 ilestarimohon@epf.gov.my
3. 通过邮寄表格至这个地址 Kumpulan Wang Simpanan Pekerja Karung Berkunci No 220, Jalan Sultan 46720 Petaling Jaya (Pengeluaran i-Lestari)

官方消息：KWSP.GOV.MY

Step by Step教学

建议大家直接使用EPF上网申请i-Lestari提款RM500, 这样操作上会比较快。

相关步骤

1. 前往 KSWP 官网主页 https://www.kwsp.gov.my/en/home
2. 点击Login
3. 输入 User ID 和 Password （User ID是你的IC号码）
4. 点击Withdrawal (提款)
5. 点击New Application
6. 选择i-Lestari
7. 输入提款金额（i.e. RM500）和银行户口资料
8. 输入TAC号码 & 提交申请

最新消息！KWSP的Account 2可以拿出来！每月最多领取RM500，长达12个月！

首相丹斯里幕尤丁在刚刚1点15份的记者会上宣布，所有雇员公积金局（KWSP/EPF）会员可提取第二户口存款！只要是年龄55岁或以下的公积金会员，每月可从第二户口内提领RM500，每月最多RM500，长达12个月，以减轻生活负担。

这项 i-Lestari 措施下的申请将从4月1日开放，预计将有1200万名公积金局会员受惠，而提款数额预计也将达到400亿令吉。

BIL	QUESTIONS & ANSWERS
1	What is the validity period of i-Lestari Withdrawal?
	i-Lestari Withdrawal is valid from 1 April 2020 until 31 Mac 2021.

2	How does i-Lestari Withdrawal works?
	i-Lestari Withdrawal basically functions as follows:
	a. Withdrawals can only be made from Akaun 2.
	b. The number of monthly withdrawals one is entitled to is counted from date of receipt of the approved application for withdrawal, until the end of the facility’s validity period, i.e. 31 March 2021.
	c. Requested withdrawals will be credited to the member’s bank account on a monthly basis (recurring for the subsequent months)
	Example:
	a. If an application is approved in April 2020, the number of monthly withdrawals one is entitled to is the maximum amount of 12 monthly withdrawals.
	b. If an application is approved in September 2020, the number of monthly withdrawals one is entitled to is 7 months.
	c. If an application is approved in March 2021, the number of monthly withdrawals one is entitled to is 1 month.

3	How can members be eligible for i-Lestari Withdrawal?
	The i-Lestari Withdrawal facility is open to:
	a. Malaysian citizens, permanent residents and non-Malaysians;
	b. Age below 55; and
	c. Have savings in Akaun 2.

4	When can members start applying for i-Lestari Withdrawal?
	Members can submit their applications for i-Lestari Withdrawal beginning 1 April 2020 until 31 March 2021. (However, applications must reach the EPF on or before 31 March 2021)

5	What is the amount members are allowed to withdraw under i-Lestari Withdrawal?
	The permitted amount under i-Lestari Withdrawal ranges from a minimum of RM50 to a maximum of RM500 a month; subject to the amount of savings available in the member’s Akaun 2 at the time of withdrawal payment being made for the particular month.
	If the total amount of savings in Akaun 2 is lesser than the amount applied for, then the amount of withdrawal for that particular month shall be whatever the remaining amount is.

6	When will payment be made to EPF members?
	For withdrawal applications received in April 2020, payment will be made in May 2020.
	For withdrawal applications received after April 2020, withdrawal payment will be made from the date the withdrawal application is received by the EPF.

7	Are members allowed to vary the amount of monthly withdrawal payment?
	Once an application has been approved, the amount applied for is fixed. Members cannot vary their monthly withdrawal amount.

8	What are the channels to submit the i-Lestari Withdrawal application form?
	A complete application form can be submitted to the EPF beginning 1 April 2020 through the following methods:
	a. Online (use e-Pengeluaran via Member’s i-Akaun)
	b. By e-mail addressed to: ilestarimohon@epf.gov.my; or
	c. By post addressed to:
	Kumpulan Wang Simpanan Pekerja, Karung Berkunci No 220, Jalan Sultan 46720, Petaling Jaya with the note (Attention to: i-Lestari) written on the front of the envelope
	To ensure a faster approval process members are encouraged to submit their applications online via e-Pengeluaran.
	Manual submissions sent through methods (b) and (c) will take a longer processing time.
	However, withdrawal applications for non-Malaysians can be made via methods (b) and (c) only.

9	Why is the monthly payment for i-Lestari Withdrawal limited to RM500 per month and credited monthly?
	The i-Lestari Withdrawal facility is intended to help ease the financial burden of by helping to meet their basic monthly financial needs during the COVID-19 pandemic.
	The maximum amount of RM500 a month is a reasonable amount in addition to the Member’s income to meet basic financial needs.

10	Why is i-Lestari Withdrawal only allowed once every month?
	The monthly withdrawal frequency is designed to supplement the monthly source of income to help members meet their monthly basic financial needs.

11	Why is i-Lestari Withdrawal only available for one year?
	The i-Lestari Withdrawal Facility is intended as a financial relief to assist EPF members weather the impact of COVID-19 pandemic. The Government will continue to monitor development of the current situation and the necessity of this facility from time to time.

完整版本的FAQ可以查看这里： https://www.kwsp.gov.my/en/faq-i-lestari